Archive for the ‘heatshield’ tag
Exhaust Shield
Exhaust Shield
![]() |
| 1996 4DR GEO METRO OEM 13 EXHAUST MANIFOLD SHIELD | |
![]() |
$9.99 Time Remaining: 31m Buy It Now for only: $9.99 Buy It Now | Add to watch list |
| Walker Exhaust 35569 Heat Shield Steel Aluminized Each | |
![]() |
$11.39 Time Remaining: 40m Buy It Now for only: $11.39 Buy It Now | Add to watch list |
| Suzuki TS185 TC185 nos exhaust heat shield 71 77 | |
![]() |
$89.00 Time Remaining: 57m Buy It Now for only: $89.00 Buy It Now | Add to watch list |
| NEW SAMSON EXHAUST HEAT SHIELDS SHIELD SET PART 116 703 | |
![]() |
$20.00 Time Remaining: 1h 54m Buy It Now for only: $20.00 Buy It Now | Add to watch list |
| Yamaha MX100 MX100 Vintage Exhaust Guard Shield Protector Parts Bike | |
![]() |
$17.50 Time Remaining: 2h 4m Buy It Now for only: $17.50 Buy It Now | Add to watch list |
| Honda CB650 Exhaust Shield Nighthawk 1984 Free Shipping | |
![]() |
$18.48 Time Remaining: 2h 19m Buy It Now for only: $18.48 Buy It Now | Add to watch list |
| 1984 Honda VT700 Shadow Exhaust Shield Lower Free Shipping We Ship Daily | |
![]() |
$22.88 Time Remaining: 2h 19m Buy It Now for only: $22.88 Buy It Now | Add to watch list |
| KAWASAKI KDX125 EXHAUST SHIELD COVER | |
![]() |
$31.73 Time Remaining: 2h 33m Buy It Now for only: $31.73 Buy It Now | Add to watch list |
| Suzuki Kingquad King Quad LTA700 EXHAUST HEAT SHIELD | |
![]() |
$4.95 Time Remaining: 3h 6m Buy It Now for only: $4.95 Buy It Now | Add to watch list |
| GM EXHAUST HEAT SHIELD PART 12612794 | |
![]() |
$2.00 Time Remaining: 3h 28m Buy It Now for only: $7.50 Buy It Now | Bid now | Add to watch list |
| GM EXHAUST HEAT SHIELD COBALT HHR PURSUIT SOLSTICE SKY | |
![]() |
$5.00 Time Remaining: 3h 28m Buy It Now for only: $7.50 Buy It Now | Bid now | Add to watch list |
| 1988 KAWASAKI KE100 EXHAUST MUFFLER AND HEAT SHIELD | |
![]() |
$103.99 Time Remaining: 3h 37m Buy It Now for only: $103.99 Buy It Now | Add to watch list |
| EXHAUST FRONT HEAT SHIELD COVER KAWASAKI VN900 | |
![]() |
$50.95 Time Remaining: 4h 1m Buy It Now for only: $50.95 Buy It Now | Add to watch list |
| LOCKHEED C 130 AIRCRAFT ENGINE TAIL PIPE EXHAUST SHIELD | |
![]() |
$309.52 Time Remaining: 4h 2m Buy It Now for only: $309.52 Buy It Now | Add to watch list |
| Porsche 911 Exhaust Heat Shield Heat Exchanger Cover NOS | |
![]() |
$80.00 Time Remaining: 4h 20m Buy It Now for only: $80.00 Buy It Now | Add to watch list |
| HONDA TRX 350 FOURTRAX 4X4 EXHAUST HEAT SHIELD | |
![]() |
$30.00 Time Remaining: 4h 45m Buy It Now for only: $30.00 Buy It Now | Add to watch list |
| YAMAHA RX 1 RX1 RX 1 RS 2003 2005 EXHAUST HEAT SHIELD | |
![]() |
$59.99 Time Remaining: 5h 4m Buy It Now for only: $59.99 Buy It Now | Add to watch list |
| 2010 Ducati Streetfighter S OEM Exhaust Heat Shield | |
![]() |
$10.00 Time Remaining: 5h 13m |
| Suzuki King Quad 300 4x4 2000 Exhaust Heat Shields 2336 miles 1999 2002 | |
![]() |
$29.99 Time Remaining: 6h 5m Buy It Now for only: $29.99 Buy It Now | Add to watch list |
| Carbon Fiber Exhaust Heat Shield Ducati 748 916 996 998 | |
![]() |
$38.99 Time Remaining: 6h 20m |
| Custom Chrome Harley Exhaust Heat Shield Rear 84 up New | |
![]() |
$40.00 Time Remaining: 6h 24m Buy It Now for only: $40.00 Buy It Now | Add to watch list |
| Exhaust Heat Shield | |
![]() |
$30.00 Time Remaining: 6h 37m Buy It Now for only: $30.00 Buy It Now | Add to watch list |
| New 2 Piece Samson Exhaust Heat Shield Fits 95 and up Soft Tail Side by Side | |
![]() |
$15.00 (2 Bids) Time Remaining: 7h 27m |
| 07 08 Kawasaki ZX6 ZX6R Exhaust Heat Shield Cover C | |
![]() |
$23.95 Time Remaining: 7h 31m Buy It Now for only: $23.95 Buy It Now | Add to watch list |
| Freightliner Coronado Exhaust Shield RT 04 20571 001 | |
![]() |
$200.00 Time Remaining: 7h 41m Buy It Now for only: $200.00 Buy It Now | Add to watch list |
| 07 08 Yamaha YZF R1 Exhaust Heat Shield | |
![]() |
$24.95 Time Remaining: 7h 47m Buy It Now for only: $24.95 Buy It Now | Add to watch list |
| Harley pipe exhaust header slash cut aluminum silver anodized hpc coated shield | |
![]() |
$12.00 Time Remaining: 8h 3m Buy It Now for only: $12.00 Buy It Now | Add to watch list |
| FLAMING SKULL EXHAUST MUFFLER HEAT SHIELDS FOR HARLEY | |
![]() |
$58.99 Time Remaining: 8h 3m Buy It Now for only: $58.99 Buy It Now | Add to watch list |
| Clamp On Exhaust Heat Shield 6 x 36 11630 | |
![]() |
$41.99 Time Remaining: 8h 6m Buy It Now for only: $41.99 Buy It Now | Add to watch list |
| Freightliner Coronado Exhaust Shield LT 04 20571 000 | |
![]() |
$200.00 Time Remaining: 8h 13m Buy It Now for only: $200.00 Buy It Now | Add to watch list |
| Piaggio GTS 250 300 GTS250 Standard Exhaust Heat Shield | |
![]() |
$39.67 Time Remaining: 8h 30m Buy It Now for only: $39.67 Buy It Now | Add to watch list |
| DUCATI PERFORMANCE MONSTER CARBON EXHAUST HEAT SHIELD | |
![]() |
$95.24 Time Remaining: 8h 32m Buy It Now for only: $95.24 Buy It Now | Add to watch list |
| 05 06 KAWASAKI ZX6R EXHAUST MID PIPE HEAT SHIELD GUARD | |
![]() |
$19.70 Time Remaining: 8h 41m Buy It Now for only: $19.70 Buy It Now | Add to watch list |
| Q9309 Kawasaki 05 06 ZX636 Ninja Exhaust Heat Shield | |
![]() |
$29.99 Time Remaining: 8h 44m Buy It Now for only: $29.99 Buy It Now | Add to watch list |
| EXHAUST PIPE HEAT SHIELD 1970 70 HONDA SL175 SL 175 | |
![]() |
$136.99 Time Remaining: 8h 53m Buy It Now for only: $136.99 Buy It Now | Add to watch list |
| 03 04 HONDA CBR600RR EXHAUST MIDPIPE HEAT SHIELD | |
![]() |
$9.07 Time Remaining: 9h 4m Buy It Now for only: $9.07 Buy It Now | Add to watch list |
| 06 07 HONDA CBR1000RR EXHAUST HEAT SHIELD CBR 1000rr | |
![]() |
$11.95 Time Remaining: 9h 7m Buy It Now for only: $11.95 Buy It Now | Add to watch list |
| Triumph Thunderbird BRAND NEW Exhaust Heat Shield 1111 Box 6 | |
![]() |
$100.00 Time Remaining: 9h 9m Buy It Now for only: $100.00 Buy It Now | Add to watch list |
| 07 08 HONDA CBR600RR EXHAUST HEAT SHIELD cbr 600rr | |
![]() |
$10.36 Time Remaining: 9h 12m Buy It Now for only: $10.36 Buy It Now | Add to watch list |
| 07 08 HONDA CBR600RR EXHAUST MIDPIPE HEAT SHIELD used | |
![]() |
$8.76 Time Remaining: 9h 15m Buy It Now for only: $8.76 Buy It Now | Add to watch list |
| 03 04 HONDA CBR600RR EXHAUST MIDPIPE HEAT SHIELD dent | |
![]() |
$7.95 Time Remaining: 9h 19m Buy It Now for only: $7.95 Buy It Now | Add to watch list |
| t3 t3 t4 t3t4 t4e t04e turbo charger exhaust manifold chrome heat shield | |
![]() |
$39.99 Time Remaining: 9h 20m Buy It Now for only: $39.99 Buy It Now | Add to watch list |
| 07 08 HONDA CBR600RR EXHAUST MIDPIPE HEAT SHIELD | |
![]() |
$10.95 Time Remaining: 9h 23m Buy It Now for only: $10.95 Buy It Now | Add to watch list |
| Triumph Motorcycle Daytona 675 Heat Shield Exhaust Shield | |
![]() |
$65.99 Time Remaining: 9h 42m Buy It Now for only: $65.99 Buy It Now | Add to watch list |
| NEW MOPAR Exhaust Heat Shield P N 55394456AC 2008 2010 JEEP Grand Cherokee | |
![]() |
$42.95 Time Remaining: 9h 46m Buy It Now for only: $42.95 Buy It Now | Add to watch list |
| 00 Yamaha Vmax V Max VMX1200 REAR EXHAUST HEAT SHIELD | |
![]() |
$4.95 Time Remaining: 9h 48m Buy It Now for only: $4.95 Buy It Now | Add to watch list |
| Yamaha AT1 AT2 125 Enduro 175 Exhaust Muffler Header Head Tail Pipe Guard Shield | |
![]() |
$38.00 Time Remaining: 10h 6m Buy It Now for only: $38.00 Buy It Now | Add to watch list |
| YAMAHA 1975 DT125 EXHAUST SHIELD DECAL LIKE NOS | |
![]() |
$12.35 Time Remaining: 10h 6m Buy It Now for only: $12.35 Buy It Now | Add to watch list |
| 1995 POLARIS TRAIL BOSS 250 EXHAUST HEAT SHIELD GUARD PROTECTOR | |
![]() |
$24.99 Time Remaining: 10h 18m Buy It Now for only: $24.99 Buy It Now | Add to watch list |
| NEW HARLEY EXHAUST SHIELD KIT FXDL DP 65213 92 DYNA GLIDE FXDWG 93 94 | |
![]() |
$19.99 Time Remaining: 10h 39m Buy It Now for only: $19.99 Buy It Now | Add to watch list |
| EXHAUST HEAT SHIELDS 1975 HONDA GOLDWING | |
![]() |
$32.99 Time Remaining: 10h 42m Buy It Now for only: $32.99 Buy It Now | Add to watch list |
| 04 Dodge Cummins turbo diesel Exhaust manifold SHIELD | |
![]() |
$35.00 Time Remaining: 10h 53m Buy It Now for only: $35.00 Buy It Now | Add to watch list |
| 06 Honda CBR 1000RR CBR1000RR CBR 1000 RR cbr1000 exhaust heat shield cover | |
![]() |
$14.00 Time Remaining: 11h 3m Buy It Now for only: $14.00 Buy It Now | Add to watch list |
| TRU DUAL EXHAUST HEAT SHIELD | |
![]() |
$89.95 Time Remaining: 11h 7m Buy It Now for only: $89.95 Buy It Now | Add to watch list |
| 94 95 96 97 MAZDA MX 5 MIATA EXHAUST MANIFOLD HEAT SHIELD PANEL 18L BP | |
![]() |
$39.00 Time Remaining: 11h 14m Buy It Now for only: $49.00 Buy It Now | Bid now | Add to watch list |
| 2010 HYUNDAI GENESIS COUPE 20T TURBO EXHAUST HEAT SHIELD GC | |
![]() |
$29.99 Time Remaining: 11h 16m Buy It Now for only: $29.99 Buy It Now | Add to watch list |
| DUCATI STREET FIGHTER CARBON FIBRE EXHAUST HEAT SHIELD GUARD TRIM COVER FIBER | |
![]() |
$1.57 (1 Bid) Time Remaining: 11h 17m |
| 74 1974 Yamaha TY250 TY 250 Trials Exhaust Protector Heat Shield | |
![]() |
$44.99 Time Remaining: 11h 27m Buy It Now for only: $44.99 Buy It Now | Add to watch list |
| HONDA CBR600RR CBR 600RR BLACK EXHAUST MID PIPE HEAT SHIELD 2007 2008 | |
![]() |
$36.00 Time Remaining: 11h 32m Buy It Now for only: $36.00 Buy It Now | Add to watch list |
| HONDA CBR600RR CBR 600RR EXHAUST MID PIPE HEAT SHIELD 2007 2008 | |
![]() |
$36.00 Time Remaining: 11h 32m Buy It Now for only: $36.00 Buy It Now | Add to watch list |
| 03 04 HONDA CBR600RR EXHAUST HEEL GUARD shield plastic 600RR cbr 600 rr 2003 03 | |
![]() |
$7.95 Time Remaining: 11h 34m Buy It Now for only: $7.95 Buy It Now | Add to watch list |
| 04 05 06 yamaha R1 exhaust cover shield cover oem right | |
![]() |
$20.24 Time Remaining: 11h 59m Buy It Now for only: $20.24 Buy It Now | Add to watch list |
| 06 07 KAWASAKI ZX10R EXHAUST SHIELD zx 10R 10 zx10 | |
![]() |
$16.95 Time Remaining: 12h 1m Buy It Now for only: $16.95 Buy It Now | Add to watch list |
| 05 06 KAWASAKI ZX6R EXHAUST HEAT SHIELD ZX636 ZX6RR | |
![]() |
$5.95 Time Remaining: 12h 15m Buy It Now for only: $5.95 Buy It Now | Add to watch list |
| Chrome Turbo T25 TD06 Blanket Heat Shield +Ceramic Exhaust Fiberglass Wrap Combo | |
![]() |
$100.00 Time Remaining: 12h 30m Buy It Now for only: $100.00 Buy It Now | Add to watch list |
| 1985 86 Honda rear exhaust shield cover vt 1100 vt1100 | |
![]() |
$39.99 Time Remaining: 12h 32m Buy It Now for only: $39.99 Buy It Now | Add to watch list |
| Exhaust Manifold Heat Shields V6 28 Audi A4 A6 98 99 | |
![]() |
$42.99 Time Remaining: 12h 32m Buy It Now for only: $42.99 Buy It Now | Add to watch list |
| 83 HONDA FL250 ODYSSEY 250 EXHAUST MUFFLER HEAT SHIELD | |
![]() |
$39.99 Time Remaining: 12h 33m Buy It Now for only: $39.99 Buy It Now | Add to watch list |
| HONDA VFR800 INTERCEPTOR 2001 EXHAUST HEAT SHIELD | |
![]() |
$11.99 Time Remaining: 12h 37m Buy It Now for only: $11.99 Buy It Now | Add to watch list |
| 01 ARCTIC CAT 250 EXHAUST SYSTEM W SHIELDS | |
![]() |
$65.00 Time Remaining: 12h 53m Buy It Now for only: $65.00 Buy It Now | Add to watch list |
| 04 07 VTX1300 VTX 1300 lower exhaust shield | |
![]() |
$35.00 Time Remaining: 12h 58m Buy It Now for only: $35.00 Buy It Now | Add to watch list |
| SUPERTRAPP STAINLESS STEEL EXHAUST SHIELD 4 120 DEGREE | |
![]() |
$24.95 Time Remaining: 13h 19m Buy It Now for only: $24.95 Buy It Now | Add to watch list |
| Harley 00 08 Touring rear left crossover exhaust pipe with heat shields | |
![]() |
$34.00 Time Remaining: 13h 25m |
| Harley 00 05 Dyna Dual Exhaust W Tapered Mufflers Skull Heat Shields | |
![]() |
$49.99 Time Remaining: 13h 25m |
| ducati 848 1098 1198 carbon fibre EXHAUST SHIELD | |
![]() |
$68.31 Time Remaining: 13h 31m Buy It Now for only: $68.31 Buy It Now | Add to watch list |
| Honda Shadow VT500C 1985 Exhaust heat Shields Muffler shields | |
![]() |
$14.99 Time Remaining: 13h 33m Buy It Now for only: $14.99 Buy It Now | Add to watch list |
| 1993 Honda GL1500 GL Goldwing Left Exhaust Heat Shield | |
![]() |
$17.49 Time Remaining: 13h 39m Buy It Now for only: $17.49 Buy It Now | Add to watch list |
| DODGE VIPER GEN34 EXHAUST HEAT SHIELDS CAR SIDE INR RH | |
![]() |
$89.99 Time Remaining: 14h 1m Buy It Now for only: $89.99 Buy It Now | Add to watch list |
| 2004 Honda Recon 250 Exhaust Heat Shield | |
![]() |
$14.99 Time Remaining: 14h 19m Buy It Now for only: $14.99 Buy It Now | Add to watch list |
| RSD SLASHER EXHAUST PIPES SHIELDS FITS HARLEY SOFTAIL | |
![]() |
$524.19 Time Remaining: 14h 28m Buy It Now for only: $535.00 Buy It Now | Bid now | Add to watch list |
| KAWASAKI KE100 EXHAUST PIPE GUARD HEAT SHIELD BROKEN TABS 1986 2001 KE 100 | |
![]() |
$20.00 Time Remaining: 15h 2m Buy It Now for only: $20.00 Buy It Now | Add to watch list |
| T3 T4 T04E T04B GT35 GT30 GT40 GT42 T72 Turbo Exhaust Heat Shield Blanket Red | |
![]() |
$88.99 Time Remaining: 15h 12m Buy It Now for only: $88.99 Buy It Now | Add to watch list |
| 4 exhaust elbow Trident shields | |
![]() |
$12.99 Time Remaining: 15h 19m |
| 66 Chevrolet Duramax Exhaust Manifold heat Shield Right Side NOS GM 97333893 | |
![]() |
$40.00 Time Remaining: 15h 43m Buy It Now for only: $40.00 Buy It Now | Add to watch list |
| DEI Motorcycle Exhaust Manifold Shield Wrap Kit Tan | |
![]() |
$48.70 Time Remaining: 15h 46m Buy It Now for only: $48.70 Buy It Now | Add to watch list |
| Shields Shieldsaust Exhaust Hose 3 Id 125 Long | |
![]() |
$145.00 Time Remaining: 15h 57m Buy It Now for only: $145.00 Buy It Now | Add to watch list |
| 1980 Honda Express NC50 Exhaust Muffler and Shield | |
![]() |
$40.00 Time Remaining: 16h 2m Buy It Now for only: $50.00 Buy It Now | Bid now | Add to watch list |
| KNUCKLEHEAD PANHEAD NEW REMAKE EXHAUST HEAT SHIELD | |
![]() |
$90.00 Time Remaining: 16h 3m |
| E21 BMW 320i stock exhaust manifold and heat shield | |
![]() |
$20.00 (1 Bid) Time Remaining: 16h 30m |
| 1 M35 2 1 2 TON SERIES EXHAUST FENDER SHIELD 10937412 1 | |
![]() |
$33.00 Time Remaining: 16h 38m Buy It Now for only: $33.00 Buy It Now | Add to watch list |
| BMW 2003 F650 GS F 650 Exhaust Muffler Heat Shield | |
![]() |
$25.00 Time Remaining: 16h 45m Buy It Now for only: $25.00 Buy It Now | Add to watch list |
| harley panhead pan head exhaust shield pipe cover chrome pipe shield heat shield | |
![]() |
$9.99 Time Remaining: 17h 13m |
| 1991 VFR750 VFR 750 EXHAUST HEAT SHIELD | |
![]() |
$9.99 Time Remaining: 18h 1m |
| 2007 TRX 450ER EXHAUST HEAT SHIELD STOCK 450 R 450R | |
![]() |
$31.94 Time Remaining: 18h 44m Buy It Now for only: $31.94 Buy It Now | Add to watch list |
| 2005 TRX 450R SMALL EXHAUST HEAT SHIELD 450 R | |
![]() |
$16.49 Time Remaining: 18h 44m Buy It Now for only: $16.49 Buy It Now | Add to watch list |
| KAWASAKI VULCAN 700 ENGINE EXHAUST MANIFOLD HEAT SHIELD | |
![]() |
$8.50 Time Remaining: 18h 49m Buy It Now for only: $8.50 Buy It Now | Add to watch list |
| Volvo Penta Transom Shield Bellhousing Exhaust Duoprop SP DP C DPC Assembly | |
![]() |
$175.00 (2 Bids) Time Remaining: 19h 4m |
How to make the Exhaust Manifold Heat Shield look better on a 99 Eclipse with the 420a motor?
My Eclipse's exhaust manifold heat shield is looking terrible, rusty, and dull. Anyone have a 99 eclipse non-turbo that has painted/shined/done something to make that thing look better? I hate the way it looks, its horrendous. If I was going to paint it, I'd go with a flat black, I just wanna get the thing off, and clean it, I've heard of people sanding it down. Anyone have any suggestions?
take it off and throw it away!
this is under the hood noone sees it anyway!
i took mine off my nissan
Viaticals- a ‘dark Alternative’ to Shielding Survivors From Credit Challenges of Medical Collections & Judgments
With accelerating medical costs the tab can be run up fairly quickly. Any savings or even health insurance may not be even close enough to meet the burden. Home equities can be quickly squeezed and exhausted. The terminal patient (this could be someone severely over weight-family history of heart disease as well-etc.) never intended to leave loved ones holding the ultimate financial bag. It just happens. As thoughts of Ralph Edwards the former host of “This Is Your Life” play out in the brain the mind may race ahead to the final act leaving loved ones to deal with the financial aftermath of this “life”. The obituary might read “He was a great guy/gal, but left his family and loved ones with a ton of unpaid debts.” An alternative for a terminally ill patient (or could be medically challenged and not able to work) may be a “Viatical”. If there is a term life insurance policy or better, such as whole life, universal life, annuity etc., in place or even a paid up policy or one that has monthly payments being made this could quality for the Viatical vehicle.
This then is the ultimate and final use of a handicapper. When life policies are taken out actuaries make a bet when a person is going to die based on their medical history, age, weight, health levels, occupations, smoker, non-smoker, etc. Later on, if the need arises, another handicapper can enter the scene. It is by request only. Viaticals are based on handicapping the rest of a person’s life based on the medical and such to determine by guessing when death might arrive. An investor will bid on a discounted basis on the face amount of the policy to give the insured and beneficiaries cash right now. A terminally ill patient may want to get their financial affairs cleaned up before dying so as not to stick love ones with a financial disaster. This comes home to anyone who in addition is dealing with the terminal illness but may be facing foreclosure from their home, cars repossessed, credit that has long since gone down the drain and a whole new layer of stress in the circle of concerned and effected loved ones. What to do, ride it out and let the chips fall where they may, OR make an effort to get it handled now and bring some peace to everyone by taking care of the financial affairs before death. Yes there will be a substantial reduction in the face value of the policy by taking a cash advance now, but it may save a lot of pain for immediate survivors. This is not for everyone. Obviously, if there is no life insurance policy in place for the terminally ill patient, this will not be an option.
When Groucho Marx was host of the “You Bet Your Life” game show, it was a very funny game show. This, however, becomes the ultimate “bet” for an insured life and certainly it’s not too funny, but it represents one alternative. On the one hand the beneficiaries of the policy want the absolute most possible cash versus the face value of the policy, whereas the investor doesn’t want to pay too much if the terminally ill patient makes a miraculous recovery and the return to the investor is delayed by years. So the arm wrestling is engaged and negotiations are mounted. Medical histories and doctor input (with the patients written permission) together with the life policy product are all utilized to come up with a number. Decisions have to be made. Is the cash enough or should the premiums be maintained (if required) and let nature take its course. It’s a delicate balance between patient needs and cleaning up ones financial affairs before death. This ‘Dark Alternative’ has received massive negative press. Investigations were initiated against some of the handicapper players for taking advantage of the life policy insured, which were perceived to be the most vulnerable. However, would it be better for the family to be set out on the curb when the sheriff issues the final eviction on the foreclosure? Would it be better for the family cars to be repossessed for non-payment? Would it be good for survivors to have wages attached through garnishment? Talk about life interrupted, this is a major stress magnet for all parties involved not the least of which is the insured. So who is to question, if someone is willing to pay cash now for a future benefit. Even multi-billionaire Mr. Warren Buffet was a player in Viaticals for a time. It’s not like there is only one place to go. An insured can select the highest bidder from a whole host of interested parties. Search any online engine and there they are.
After receiving the cash for the life policy the Viatical owner/investor will make any needed payments on the policy to protect their vested position. The insured is relieved of making any additional payments for the rest of their life or when the term of the policy expires such as a stated term policy with conversion priveleges. Here is an example how this might work. These are online publicly published numbers, we can only assume they are true. Source: CIGI Direct (Not an endorsement). The discounts are deep but immediate cash is generated. Each case will totally be different. This is just cursory examples.
Female: 77 (Very Good Health) Male: 68 (Bypass History)
Policy Type: Universal Life Policy Type: Convertible Term Life
Face Amount: $750,000 Face Amount: $200,000
Cash Value: $102,287 Cash Value: $0
Life Settlement to Customer: $137,000. Life Settlement to Customer: $40,500.
Male: 56 (Prostate Cancer History) Male: 66 (Very Good Health)
Policy Type: Convertible Term Life Policy Type: Convertible Term Life
Face Amount: $1,500,000 Face Amount: $1,000,000
Cash Value: $ 0 Cash Value: $0
Life Settlement to Customer: $360,000 Life Settlement to Customer: $24,650
These are just a few examples only. Again, each individual case is different. Each investor in a Viatical will handicap (underwrite) it differently. Consumers need to be aware and shop for the best offer. A focused effort of nailing a good cash settlement through using a Viatical settlement won’t make a day or two difference so a consumer needs to get as many quotes as possible. Once one accumulates the revenant data, it can then be presented to multiple buyer participants who may have an interest. Then with a price settled, papers are signed and a cash transfer is made. Obviously, establishing the correct identification of the insured and determining a valid enforceable insurance contract will need to be verified and proved. There is always the possibility that someone in one’s family or circle of friends may beat the bid and take a position in excess of the highest bid. You never know. It would be worth while to at least inquire. This is no time for family secrets here with the grim reaper lurking about. If a family member can help out in this situation that would be great. They might as well as benefit as opposed to a stranger corporate investor. In this case there could be some mitigation and resolution after death IF the family member would choose to share. Dealing with a company or investor, there would be ZERO chance of that.
In conclusion, this is just another tool to help in credit situations where there are little choices and alternatives. It would be great to be flush with cash, full insurance, huge investment portfolios and such, but some just don’t have it. If there is life insurance place in place and there no other valid alternatives, Viaticals can be an option to consider while Bankruptcy and other options will not work. The ‘Dark Alternative’ can lead to comfort for all parties in the death process, which is all part of life. It may ensure a sense of “Death With Dignity’.
Dale Rogers
www.brokencredit.com
About the Author
Dale Rogers provides valuable contributions to the Broken Credit Blog. He's a thirty-year mortgage expert. The Broken Credit Blog teaches you the secrets of free credit repair, enabling you to qualify for the lowest mortgage rates.
D16y8 is this an Exhaust heat shield rattle?

































































































